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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 6th, 2021 12:00AM
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VP, Deputy BSA Officer
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The VP, Deputy BSA Officer will assist the SVP, Director of BSA (BSA Officer) with the implementation and administration of all aspects of the Bank Secrecy Act compliance program. This position performs various quality controls reviews and monitoring pertaining to the Bank Secrecy Act, USA Patriot Act, anti-money laundering, OFAC and Customer Identification Program compliance using industry standards and regulatory guidance to ensure the Bank’s compliance efforts are maintained daily. Asist the BSA Officer in monitoring emerging BSA compliance issues, consults and guides the Bank in the establishment of controls to mitigate risks. ESSENTIAL DUTIES AND RESPONSIBILITIESBSAServe as the Deputy BSA OfficerAssist BSA Officer in the development, implementation and updating of the Enterprise Risk Assessment, Bank's BSA Program including, procedures, training, internal control and mitigation processes participation and preparation for regulatory BSA Examinations and Independent Audits, internal Board and Management committee meetings administering BSA/AML/OFAC related training programs for directors, management and employees and providing BSA guidance and coaching to employeespreparation of reports for the Executive Management and Board of Directors on a periodic basis Responsible for overseeing the Customer Risk Management Program (CRMP) and the annual Enhanced Due Diligence (EDD) review completions, and to ensure client risk ratings are appropriately assignedPrepares metrics and/or reports, policies, e.g., BSA/AML Risk Assessments, for the Board of Directors on a periodic basis; ensure the Board is kept fully informed of the BSA program, including but not limited to trends in high risk customer on/off boarding, SARs, emerging BSA, AML and Sanctions typologiesMaintains supervisory responsibilities, along with BSA Manager and BSA Officer, for mentoring and coaching all BSA staffResponsible for compliance with labor laws, performance reviews, work schedules and timekeeping reporting Assist with managing the Bank's Sanction screening systems as well as the AML Monitoring System and ensure adherence to the Models Governance Framework Gains knowledge of the company’s BSA policy, program, and various desktop procedures to ensure a working knowledge of all segments of the BSA/AML processes within the companyOversee daily reviews, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and monitor large currency activity among others Managing, researching and responding to regulatory and supervisory requested information from the Bank’s regulators as well as FinCEN, OFAC and other government entitiesGeneralProvide assistance to the Compliance Department and other departments when needed Maintain a proficient knowledge of all applicable rules and regulationsResearch regulatory issues and responds to compliance questions from Bank personnel, using legal and regulatory reference materials, regulatory agencies, Bank legal counsel, and professional associations and organizations, as appropriateMaintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and proceduresMust adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practiceSupervisory ResponsibilitiesResponsible for managing a team(s) within the BSA DepartmentDuties include new candidate screening, training, mentoring, and periodic staff performance reviewsDecision MakingRequires continuous exercise of judgementIdentify and select complex choices of action where standard practices may not existJob DimensionsWork is diverse in nature, involving long-range planning and the recognition of the need for development of methods, procedures, and/or special programs to solve complex professional and/or managerial problems where current procedures don’t apply. KNOWLEDGE, SKILLS AND ABILITIES10+ years in direct BSA/AML related rolePrevious experience as a Deputy BSA/AML or BSA Officer requiredACAMS Certification a plusProven decision making, deductive and investigative abilities with attention to detail and accuracyExperience in managing a teamFamiliarity and passion for virtual currencyComprehensive understanding of general banking operations activities, products and services, and compliance regulations and lawsAbility to proactively identify and assess potential concerns and risksAbility to resolve issues, work independently, and meet deadlinesPersuasive and team-orientedAbility to interact effectively with all levels of management, regulators and examinersCollege degree, or equivalent banking experienceExceptional interpersonal, writing, communication and organizational skills with the ability to work autonomously as well as collaboratively within a team environmentGood organizational and time management skillsBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 6th, 2021 01:10PM
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Jan 6th, 2021 01:10PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 8th, 2021 12:00AM
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Business Systems Analyst II
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The Business Systems Analyst II will function as a collaborative member of a team that is responsible for equipping Silvergate with dynamic technical solutions to best serve the evolving needs of the company’s fintech and cryptocurrency business customers. The ideal candidate is passionate about learning and leveraging new technologies to design, develop, test, and monitor projects from concept through implementation. This position will contribute to strategic software development projects, build scalable processes and ongoing maintenance solutions, and participate in managing customer communication in line with Silvergate’s core values. Each team member in this group is encouraged to take ownership of their initiatives leading the effort in all areas of the project lifecycle.ESSENTIAL DUTIES AND RESPONSIBILITIESGeneralGather, design, and write requirements for the Silvergate Portal and API PlatformsCreate and organize documentation so that our API endpoints and user interfaces are amongst the most robust and easiest to consume in the industryUses creativity to solve problems and build more scalable processes and solutionsInteract with stakeholders and customers to understand unique requirements. Troubleshoot issues brought by developers and base users across a variety of scenarios. Ability to research and write technical responses to the same.Attention to detail, ability to translate technical specifications into business-friendly terminology and the ability to effectively communicate to a diverse set of stakeholdersHas a key role in researching, designing, testing, executing, and monitoring projects; ensuring they meet and exceed established requirements, quality standards, and scopeParticipate in all aspects of the Software Development Lifecycle for complex projects. Agile or Scrum experience preferred.Execute and improve upon Quality Control/Quality Assurance and release cycle standards on bank development initiatives.Provide stakeholders training materials and support during project delivery and handoff. Proactively develop and maintain technical knowledge in specialized area(s), remaining up-to-date on current trends and best practices; leverages expertise to produce solutions that enable global consistency and standardization across industry normsDecision MakingEvaluate and recommend process improvements while considering current technological assets and the bank’s technology roadmapRoutinely evaluate and recommend technical solutions to customer and business needs and opportunities that may be addressed through Silvergate’s API or Portal.Ability to collaborate with internal stakeholders for a thorough understanding of project functionality and provide insight into implementationAbility to communicate to stakeholders and executive management recommended changes to processesAbility to define, measure, analyze, improve and control each stage of continuous improvement initiatives, including the API and other bank systemsAbility to develop training and lead continuous improvement projects to support bank-wide continuous improvement initiativeKNOWLEDGE, SKILLS AND ABILITIESBachelor's degree (B. A.) from four-year college or university; or two to five years related experience and/or training; or equivalent combination of education and experience. A degree in areas of Information Systems, Computer Science, or mathematics is preferred.Skills to systematically analyze situations and issues, identify options, draw logical conclusions and sound inferences, determine and recommend practical courses of action using innovation, creativity, good judgment and strategic thinkingExperience diagnosing, reporting, tracking and resolving user experience issuesThe ideal candidate will have prior experience with implementing REST, SOAP, HTTPS, and various web-servicesThe ideal candidate would have advanced knowledge of analyst duties around project management (PMP) and modern development methodologies (Agile, SCRUM, RAPID, RUP)Experience working in and with cloud technologies (Azure, AWS, etc.) is a plusTo perform this job successfully, an individual must have experience working with software systems, and regulatory requirements pertaining to financial institutions. Strong knowledge in all phases of the project management lifecycle with a focus on requirements gathering, quality assurance, issue & risk management practices, and project documentation control requiredAbility to work with IT and line of business to create and develop business requirements and design specificationsMust have an in-depth knowledge of computer systems, process improvement methodologies, and appropriate software applications, including strong technical aptitude and understanding of Microsoft Office suite of productsSkills to systematically analyze situations and issues, identify options, draw logical conclusions and sound inferences, determine and recommend practical courses of action using innovation, creativity, good judgment and strategic thinkingStrong organization skills including demonstrated tenacity for following up with team members and leadership on outstanding itemsExperience with core administration, core middleware, and a thorough knowledge of FFIEC development standards is a plusExperience in implementing concurrent technology projects on-time and on-budgetAble to work in a fast-paced environment with daily challenges and opportunitiesSelf-sufficient, accountable and reliableBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 7th, 2021 09:01PM
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Jan 7th, 2021 09:01PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 8th, 2021 12:00AM
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Fintech Account Manager
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The Fintech Account Manager is responsible for the overall customer journey and experience. This begins with business development activities for prospective new customers, performing due diligence procedures and extends through all interactions with the client until the account is opened. The Fintech Account Manager will continue to maintain a relationship with the client and work with the Private Client Manager to create value for customers.ESSENTIAL DUTIES AND RESPONSIBILITIESGeneralUnderstand Fintech client businesses and banking needsIdentify new prospective clients and build book of businessBuild trust with clients and prospectsAnalyze data to derive actionable results for clients and prospectsBuild trust with internal departments (Fintech, Compliance, Operations)Perform due diligence required to gain client approval from ComplianceMonitor client onboarding to ensure that accounts are opened in a timely and compliant mannerIdentify problems early in the process and efficiently works towards a resolutionWork with the VP to achieve deposit goals for individual clients and the group as a wholeWork to understand each client’s business model, their needs and progress towards goal achievement The Account Manager should be bold in asking for the deposit and hold the client accountable for following through but with understanding about the amount of effort and time required to raise capital.Be the “voice of the customer” as it relates to product and process decisions. This may include the introduction of new products and services and the customer research that is required in order to bring them to market. Providing banking services to private clients also requires frequent interaction with Compliance, Cash Management and Technology personnel. Often, a healthy dialogue is needed in order to figure out the best way to efficiently and effectively serve clients in this space. Once internal decisions have been made, the role of the Account Manager is to communicate the impact of these decisions to clients in the most effective manner possible. Understand the nature of each client’s business and associated risks to Silvergate. Work with Compliance and Operations functions to mitigate risks and ensure that the client’s activity is consistent with bank policy, applicable laws and regulations. This includes an overall awareness and monitoring of customer interactions for early indicators.Maintain knowledge of all documentation required to open a business and/or personal account for Fintech customers, including auxiliary products that customers may require such as online banking, ACH origination, account analysis, etc.Maintain knowledge of wire transfer processes and procedures, both domestic and foreign, including foreign exchange conversion processes.Assist in the review of Private Client business account files to assure that all documentation has been received and proper CIP/OFAC has been performed in accordance with current policies and procedures.Assist in the retention and expansion of existing customer relationships through the provision of excellent customer service.Resolve client complaints and Bank errors promptly and appropriatelyEnsure problem resolution balances client service and risk management Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practiceMaintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and proceduresMust adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Decision MakingRate negotiations, waiving fees or charges, NSF, overdraft and general risk managementJob DimensionsMinimize controllable losses through compliance to policy and procedureComply with the Bank’s Bank Secrecy Act and Anti-Money Laundering policies and procedures as applicable to the job functionOperate within budget, if applicable, and continually monitor and look for opportunities to decrease costsKNOWLEDGE, SKILLS AND ABILITIESExperience working with service/support CRM systemsAt least 2 years of management experience at a Financial InstitutionTwo years prior banking experience High school diploma or equivalent, Bachelor’s degree preferredExcellent interpersonal skills – personal, friendly, warm, caringAbility to listen carefully and take notes Positive attitude and willingness to serve othersAbility to explain pricing and negotiate with customersStrong attention to detailAbility to communicate clearly and concisely both orally and in writingExperience with Microsoft Office programs and enterprise software systemsBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 7th, 2021 09:01PM
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Jan 7th, 2021 09:01PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 9th, 2021 12:00AM
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VP, Deputy BSA Officer
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The VP, Deputy BSA Officer will assist the SVP, Director of BSA (BSA Officer) with the implementation and administration of all aspects of the Bank Secrecy Act compliance program. This position performs various quality controls reviews and monitoring pertaining to the Bank Secrecy Act, USA Patriot Act, anti-money laundering, OFAC and Customer Identification Program compliance using industry standards and regulatory guidance to ensure the Bank’s compliance efforts are maintained daily. Asist the BSA Officer in monitoring emerging BSA compliance issues, consults and guides the Bank in the establishment of controls to mitigate risks. ESSENTIAL DUTIES AND RESPONSIBILITIESBSAServe as the Deputy BSA OfficerAssist BSA Officer in the development, implementation and updating of the Enterprise Risk Assessment, Bank's BSA Program including, procedures, training, internal control and mitigation processes participation and preparation for regulatory BSA Examinations and Independent Audits, internal Board and Management committee meetings administering BSA/AML/OFAC related training programs for directors, management and employees and providing BSA guidance and coaching to employeespreparation of reports for the Executive Management and Board of Directors on a periodic basis Responsible for overseeing the Customer Risk Management Program (CRMP) and the annual Enhanced Due Diligence (EDD) review completions, and to ensure client risk ratings are appropriately assignedPrepares metrics and/or reports, policies, e.g., BSA/AML Risk Assessments, for the Board of Directors on a periodic basis; ensure the Board is kept fully informed of the BSA program, including but not limited to trends in high risk customer on/off boarding, SARs, emerging BSA, AML and Sanctions typologiesMaintains supervisory responsibilities, along with BSA Manager and BSA Officer, for mentoring and coaching all BSA staffResponsible for compliance with labor laws, performance reviews, work schedules and timekeeping reporting Assist with managing the Bank's Sanction screening systems as well as the AML Monitoring System and ensure adherence to the Models Governance Framework Gains knowledge of the company’s BSA policy, program, and various desktop procedures to ensure a working knowledge of all segments of the BSA/AML processes within the companyOversee daily reviews, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and monitor large currency activity among others Managing, researching and responding to regulatory and supervisory requested information from the Bank’s regulators as well as FinCEN, OFAC and other government entitiesGeneralProvide assistance to the Compliance Department and other departments when needed Maintain a proficient knowledge of all applicable rules and regulationsResearch regulatory issues and responds to compliance questions from Bank personnel, using legal and regulatory reference materials, regulatory agencies, Bank legal counsel, and professional associations and organizations, as appropriateMaintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and proceduresMust adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practiceSupervisory ResponsibilitiesResponsible for managing a team(s) within the BSA DepartmentDuties include new candidate screening, training, mentoring, and periodic staff performance reviewsDecision MakingRequires continuous exercise of judgementIdentify and select complex choices of action where standard practices may not existJob DimensionsWork is diverse in nature, involving long-range planning and the recognition of the need for development of methods, procedures, and/or special programs to solve complex professional and/or managerial problems where current procedures don’t apply. KNOWLEDGE, SKILLS AND ABILITIES10+ years in direct BSA/AML related rolePrevious experience as a Deputy BSA/AML or BSA Officer requiredACAMS Certification a plusProven decision making, deductive and investigative abilities with attention to detail and accuracyExperience in managing a teamFamiliarity and passion for virtual currencyComprehensive understanding of general banking operations activities, products and services, and compliance regulations and lawsAbility to proactively identify and assess potential concerns and risksAbility to resolve issues, work independently, and meet deadlinesPersuasive and team-orientedAbility to interact effectively with all levels of management, regulators and examinersCollege degree, or equivalent banking experienceExceptional interpersonal, writing, communication and organizational skills with the ability to work autonomously as well as collaboratively within a team environmentGood organizational and time management skillsBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 8th, 2021 08:33PM
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Jan 8th, 2021 08:33PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 9th, 2021 12:00AM
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Mortgage Collateral Specialist
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Open
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Port Charlotte
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FL
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The Warehouse Collateral Specialist is responsible for the mortgage loan document maintenance function of the warehouse lending division, which includes daily processing; receiving, reviewing and shipping collateral documents; following up with customers; obtaining managerial approvals, and timely follow up on documentation. Additional duties include the posting of data entries and keeping the Supervisor abreast of any related issues. GeneralMaintain communication with clients through email and telephone concerning collateral and shipping requests.Check in collateral received by delivery, record as received on the warehouse loan system and match to funded files.Review collateral documents for accuracy.Contact customers for missing documents, pages; updates or extended investor locksLoan Funding BackupCross-train as a CSR/Funder.KNOWLEDGE, SKILLS AND ABILITIESAt least 1 year of residential mortgage experience.Good verbal and written communication skillsWorking knowledge of residential mortgage lending documents, i.e. note, DOT.Word processing and Excel spreadsheet skillsOrganizational skills and attentions to detailHigh school graduate or equivalent. Additional related training or certification preferredBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 8th, 2021 08:33PM
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Jan 8th, 2021 08:33PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 10th, 2021 12:00AM
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Fintech Account Manager
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The Fintech Account Manager is responsible for the overall customer journey and experience. This begins with business development activities for prospective new customers, performing due diligence procedures and extends through all interactions with the client until the account is opened. The Fintech Account Manager will continue to maintain a relationship with the client and work with the Private Client Manager to create value for customers.ESSENTIAL DUTIES AND RESPONSIBILITIESGeneralUnderstand Fintech client businesses and banking needsIdentify new prospective clients and build book of businessBuild trust with clients and prospectsAnalyze data to derive actionable results for clients and prospectsBuild trust with internal departments (Fintech, Compliance, Operations)Perform due diligence required to gain client approval from ComplianceMonitor client onboarding to ensure that accounts are opened in a timely and compliant mannerIdentify problems early in the process and efficiently works towards a resolutionWork with the VP to achieve deposit goals for individual clients and the group as a wholeWork to understand each client’s business model, their needs and progress towards goal achievement The Account Manager should be bold in asking for the deposit and hold the client accountable for following through but with understanding about the amount of effort and time required to raise capital.Be the “voice of the customer” as it relates to product and process decisions. This may include the introduction of new products and services and the customer research that is required in order to bring them to market. Providing banking services to private clients also requires frequent interaction with Compliance, Cash Management and Technology personnel. Often, a healthy dialogue is needed in order to figure out the best way to efficiently and effectively serve clients in this space. Once internal decisions have been made, the role of the Account Manager is to communicate the impact of these decisions to clients in the most effective manner possible. Understand the nature of each client’s business and associated risks to Silvergate. Work with Compliance and Operations functions to mitigate risks and ensure that the client’s activity is consistent with bank policy, applicable laws and regulations. This includes an overall awareness and monitoring of customer interactions for early indicators.Maintain knowledge of all documentation required to open a business and/or personal account for Fintech customers, including auxiliary products that customers may require such as online banking, ACH origination, account analysis, etc.Maintain knowledge of wire transfer processes and procedures, both domestic and foreign, including foreign exchange conversion processes.Assist in the review of Private Client business account files to assure that all documentation has been received and proper CIP/OFAC has been performed in accordance with current policies and procedures.Assist in the retention and expansion of existing customer relationships through the provision of excellent customer service.Resolve client complaints and Bank errors promptly and appropriatelyEnsure problem resolution balances client service and risk management Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practiceMaintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and proceduresMust adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Decision MakingRate negotiations, waiving fees or charges, NSF, overdraft and general risk managementJob DimensionsMinimize controllable losses through compliance to policy and procedureComply with the Bank’s Bank Secrecy Act and Anti-Money Laundering policies and procedures as applicable to the job functionOperate within budget, if applicable, and continually monitor and look for opportunities to decrease costsKNOWLEDGE, SKILLS AND ABILITIESExperience working with service/support CRM systemsAt least 2 years of management experience at a Financial InstitutionTwo years prior banking experience High school diploma or equivalent, Bachelor’s degree preferredExcellent interpersonal skills – personal, friendly, warm, caringAbility to listen carefully and take notes Positive attitude and willingness to serve othersAbility to explain pricing and negotiate with customersStrong attention to detailAbility to communicate clearly and concisely both orally and in writingExperience with Microsoft Office programs and enterprise software systemsBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 9th, 2021 07:49PM
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Jan 9th, 2021 07:49PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 10th, 2021 12:00AM
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VP, Deputy BSA Officer
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The VP, Deputy BSA Officer will assist the SVP, Director of BSA (BSA Officer) with the implementation and administration of all aspects of the Bank Secrecy Act compliance program. This position performs various quality controls reviews and monitoring pertaining to the Bank Secrecy Act, USA Patriot Act, anti-money laundering, OFAC and Customer Identification Program compliance using industry standards and regulatory guidance to ensure the Bank’s compliance efforts are maintained daily. Asist the BSA Officer in monitoring emerging BSA compliance issues, consults and guides the Bank in the establishment of controls to mitigate risks. ESSENTIAL DUTIES AND RESPONSIBILITIESBSAServe as the Deputy BSA OfficerAssist BSA Officer in the development, implementation and updating of the Enterprise Risk Assessment, Bank's BSA Program including, procedures, training, internal control and mitigation processes participation and preparation for regulatory BSA Examinations and Independent Audits, internal Board and Management committee meetings administering BSA/AML/OFAC related training programs for directors, management and employees and providing BSA guidance and coaching to employeespreparation of reports for the Executive Management and Board of Directors on a periodic basis Responsible for overseeing the Customer Risk Management Program (CRMP) and the annual Enhanced Due Diligence (EDD) review completions, and to ensure client risk ratings are appropriately assignedPrepares metrics and/or reports, policies, e.g., BSA/AML Risk Assessments, for the Board of Directors on a periodic basis; ensure the Board is kept fully informed of the BSA program, including but not limited to trends in high risk customer on/off boarding, SARs, emerging BSA, AML and Sanctions typologiesMaintains supervisory responsibilities, along with BSA Manager and BSA Officer, for mentoring and coaching all BSA staffResponsible for compliance with labor laws, performance reviews, work schedules and timekeeping reporting Assist with managing the Bank's Sanction screening systems as well as the AML Monitoring System and ensure adherence to the Models Governance Framework Gains knowledge of the company’s BSA policy, program, and various desktop procedures to ensure a working knowledge of all segments of the BSA/AML processes within the companyOversee daily reviews, monitoring, and analysis of various reports, logs, and transaction data to identify trends, unusual activity, and monitor large currency activity among others Managing, researching and responding to regulatory and supervisory requested information from the Bank’s regulators as well as FinCEN, OFAC and other government entitiesGeneralProvide assistance to the Compliance Department and other departments when needed Maintain a proficient knowledge of all applicable rules and regulationsResearch regulatory issues and responds to compliance questions from Bank personnel, using legal and regulatory reference materials, regulatory agencies, Bank legal counsel, and professional associations and organizations, as appropriateMaintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and proceduresMust adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practiceSupervisory ResponsibilitiesResponsible for managing a team(s) within the BSA DepartmentDuties include new candidate screening, training, mentoring, and periodic staff performance reviewsDecision MakingRequires continuous exercise of judgementIdentify and select complex choices of action where standard practices may not existJob DimensionsWork is diverse in nature, involving long-range planning and the recognition of the need for development of methods, procedures, and/or special programs to solve complex professional and/or managerial problems where current procedures don’t apply. KNOWLEDGE, SKILLS AND ABILITIES10+ years in direct BSA/AML related rolePrevious experience as a Deputy BSA/AML or BSA Officer requiredACAMS Certification a plusProven decision making, deductive and investigative abilities with attention to detail and accuracyExperience in managing a teamFamiliarity and passion for virtual currencyComprehensive understanding of general banking operations activities, products and services, and compliance regulations and lawsAbility to proactively identify and assess potential concerns and risksAbility to resolve issues, work independently, and meet deadlinesPersuasive and team-orientedAbility to interact effectively with all levels of management, regulators and examinersCollege degree, or equivalent banking experienceExceptional interpersonal, writing, communication and organizational skills with the ability to work autonomously as well as collaboratively within a team environmentGood organizational and time management skillsBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 9th, 2021 07:49PM
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Jan 9th, 2021 07:49PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Jan 10th, 2021 12:00AM
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Mortgage Loan Funder II
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Open
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Port Charlotte
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FL
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.Responsible for the daily funding of mortgage loans for assigned clients. This includes the review of documents, following up with clients, obtaining managerial approvals, verifying wiring instructions, and timely follow up on documentation. Additional duties may include cross-training with collateral and cross-training for various accounting responsibilities. The Mortgage Loan Funder II will be trained to review and fund various mortgage products including but not limited to agency and government, Non-QM, construction, multi-purpose, fix & flip and investor cash flow. GeneralDaily responsibilities will include such functions as defined below:Audit each funding submission to ensure all required documents have been provided.Verify all items on the funding request against other documents in the loan file.Verify wiring instructions.Contact customers for any necessary requests or missing documents via email, telephone or IM.Backup and support Collateral as requested.Cross-train in other warehouse departments.ESSENTIAL DUTIES AND RESPONSIBILITIESAt least 3 years of funding in a mortgage/banking environment or similar experience requiredHigh School diploma or equivalentStrong computer skills (Microsoft office preferred)Knowledge of basic accounting principlesAbility to effectively communicate courteously and professionallyStrong customer service skillsExcellent written and verbal communication skillsExcellent word processing and spreadsheet skills requiredBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Jan 9th, 2021 07:49PM
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Jan 9th, 2021 07:49PM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Feb 23rd, 2021 12:00AM
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VP, Deposit Operations Manager
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Open
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The Deposit Operations Manager has responsibility for oversight of the all deposit operation processes. The incumbent has the responsibility of troubleshooting and resolving problems that may arise in back-office deposit operations. The incumbent performs the responsibilities of department project leader and stays apprised of ongoing and roadmap system enhancement from vendors, following up to ensure systems are working properly and are updated as required. The incumbent has the responsibility to establish and operate a Central Operations Department. This requires in-depth knowledge of bank accounting systems, strong back-office deposit operations, Legal Processes, Reg E, ACH processing, transit cash letters, remote image processing, research and adjustments, extensive general ledger and FED balancing, general ledger system interfacing and monthly certifications and any other bank operations assignments. ESSENTIAL DUTIES AND RESPONSIBILITIESGeneralResponsible for understanding the bank’s central operations systems, and the vendor relationships as they relate to the central operations of the bankResponsible for troubleshooting, rectifying, and resolving problems such as double postings by the Fed, ACH handling, etc.Responsible for Reg E/ACH compliance, ensuring legal and regulatory requirements are metResponsible for all deposit operations general ledger accounts, researching, adjustments, balancing and monthly certifications Manage the Dormant and EscheatmentYear-end tax form coordinator and IRS correspondence in relationship to “B” notices Interface regularly with accounting, compliance, wire operations, cash management, front office and deposit systems for problem resolution and new product developmentResponsible for maintaining departmental procedures Proactively seeks ways to improve the operations efficiencies of the bankMaintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and proceduresMust adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practiceSupervisory ResponsibilitiesManage Central Operations EmployeesOversee staff recruitment, scheduling, performance evaluations, employee training.Responsible for motivation and development of staff.KNOWLEDGE, SKILLS AND ABILITIES7 years+ experience as a back-office Manager/Supervisor or equivalent banking experienceUnderstanding of all back-office banking operations Excellent General Ledger research and balancing skills In-depth knowledge of consumer and business banking, deposit products and services and with alternative delivery channel features, and legal and regulatory requirementsStrong knowledge of how operating systems interrelate, how the correspondent banking relationship works Experience in on-line banking for both consumer accounts and commercial accounts will be helpfulMust have high school diploma, or equivalentStrong customer service skillsExcellent communication, organization, and leadership skillsAbility to effectively express and exchange ideas with others clearly and concisely verbally, in writing and electronicallyAAP Certification desiredBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hearRequired to communicate with customer and coworkers verbally and in writingOccasionally required to stand; walkRequired to sit for long periods and reach with hands and armsOccasionally required to lift up to 25 poundsAble to read documents, computer screens, reports, other communications and have the ability to adjust focus and close visionManagement reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Feb 23rd, 2021 12:19AM
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Feb 23rd, 2021 12:19AM
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Silvergate Bank
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nyse:si
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silvergatebank.applytojob.com
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silvergatebank.applytojob.com
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Feb 23rd, 2021 12:00AM
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Compliance Officer
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Open
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Compliance
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La Jolla
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CA
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USA
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Silvergate has served entrepreneurs in unique and niche industries for over 20 years. We leverage our technology platform and expertise to develop solutions for fintech and digital currency companies and investors around the world. Recognizing digital currency’s potential during the sector’s infancy, we have embraced pioneers and built flourishing relationships with those who were underserved by traditional banks. Silvergate is a California chartered, Federal Reserve member bank, the leading provider of innovative financial infrastructure solutions and services for the growing digital currency industry, and a lender to growth-oriented businesses, entrepreneurs, and investors. Embracing change and recognizing opportunity are part of the Silvergate DNA.The Compliance Officer assists the CRA & Regulatory Compliance Officer in the execution of the Bank’s compliance program by implementing and maintaining compliance programs to ensure conformity and adherence with all applicable non-BSA related state and federal laws and regulations. Provide support to the Compliance Department by assessing compliance with applicable regulatory and statutory requirements. Use external and internal resources to understand the subject matter and meet with management and staff to assist in the completion of other assigned projects or duties, as assigned by the CRA & Regulatory Compliance Officer, in support of the Compliance Program objectives. Perform monitoring and regulatory compliance reviews that test and monitor compliance with banking laws and regulations as needed. Provide support to internal departments by responding to the business units regarding day-to-day operational compliance questions. Represent Compliance Department at various project meetings to ensure proper identification of compliance risks and implementation of relevant controls. Advises Senior Management and Bank personnel of emerging compliance issues and consults and guides the Bank in the establishment of controls to mitigate risks. Assists the CRA & Regulatory Compliance Officer in ensuring department activities run smoothly and efficiently. ESSENTIAL DUTIES AND RESPONSIBILITIESGeneralAssist in the management of self-assessment monitoring to ensure compliance with all regulatory requirements, including state, federal, and HUD/FHA.Perform periodic compliance risk assessments.Evaluate internal processes and collaborates with process owners to develop and implement procedures and controls that align with organizational efficiency and risk mitigation objectives.Research and interpret existing and emerging regulations and make appropriate recommendations to policy, procedure, forms, etc.Develop and maintain positive relationships within related business units to ensure partnership approach to compliance risk management.Partner with the business units and second lines in order to help the business units understand new regulations and enforcement actions.Identify and professionally escalate matters requiring Compliance management attention.Assist in the development of policies, procedures and training, as needed, to comply with state and federal regulations.Develop, maintain, and complete forms and compliance checklists for transactional compliance audits.Assemble necessary information, work papers, and documents for internal audits.Ensures that records are in order and comply with regulatory and internal record retention requirements.Keep abreast of industry changes in an effort to assist Compliance management.Assist in the administration of the Bank’s vendor management program by reviewing due diligence and contracts to ensure acceptable compliance risk. Assist in the administration of compliance training program and materials, ensuring that all employees receive adequate training and maintaining a record of all completed training.Maintain current knowledge of all Federal and State Laws and Regulations, along with all Bank’s policies and procedures.Not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice.Must adhere to the company’s core values of Challenge Convention, Do What’s Right, Take Ownership, Empower People, Exceed Expectations, and Cultivate Awesome all while keeping our “Why?” front of mind. Our Why? Silvergate is the banking platform for innovators, and we believe in the power of entrepreneurs to create prosperity for our communities. Decision MakingRequires continuous exercise of good judgement.Identify and select complex choices of action where standard practices may not exist.Job DimensionsWork is diverse in nature, involving long-range planning and the recognition of the need for development of methods, procedures, and/or special programs to solve complex professional and/or managerial problems where current procedures don’t apply. The preceding responsibilities are representative of the job position and may change from time to time as needed.KNOWLEDGE, SKILLS AND ABILITIES7+ years in direct compliance related roleCollege degree or equivalent experienceCRCM or other designation a plus.Understanding of legislative and regulatory processesComprehensive understanding and working knowledge of deposit, lending, and privacy related banking compliance regulations and laws.Comprehensive understanding of general banking operations activities, products, and serviceAbility to proactively identify and assess potential concerns and risksAbility to resolve issues, work independently, and meet deadlinesPersuasive and team-orientedExcellent PC skills, including Excel, Word, and PowerPoint.Excellent time management, organizational, and problem-solving skills Ability to manage several assignments/projects simultaneouslyPositive attitude and strong initiativeWorking knowledge of banking laws and regulations, particularly privacy and deposit related acts and regulations.Ability to work efficiently and productively, with others or independentlyStrong written and oral communicationBANK SECRECY ACT REQUIREMENTSResponsible for adhering to the reporting and recordkeeping requirements of the Bank Secrecy Act and Anti-Money Laundering rules and regulations, observing economic sanctions by prohibiting transactions as specified by the Office of Foreign Asset Control (OFAC), following the Company’s customer identification program (CIP) rules, observing all Company policies and procedures relating to BSA, OFAC, CIP, and related acts, and participation in ongoing related training.WORK CONDITIONSStandard office environment with a moderate noise level.PHYSICAL DEMANDSWhile performing the duties of this job, the employee is:Regularly required to talk or hear. Required to sit for long periods and reach with hands and arms.Occasionally required to stand; walk.Occasionally required to lift up to 25 pounds.Must be able to communicate with customer and coworkers verbally and in writing. Able to read documents, computer screens, reports, other communications and have the ability to adjust focus and close vision.Management reserves the right to add to, change and revise this description at any time. This description does not include any marginal functions that are incidental to the essential functions. Also, it does not imply that these are the only tasks to be performed by the incumbent. Employees are required to follow any other job-related instructions and to perform any other job-related tasks requested by their supervisor. Any requirement may be modified to reasonably accommodate individuals with disabilities.Silvergate is an EEO/AA/Disability/Vet
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Feb 23rd, 2021 12:19AM
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Feb 23rd, 2021 12:19AM
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Silvergate Bank
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